Each year, whenever my wife or I hit a busy period of work, I’m reminded of an important lesson I learned shortly after we started gaining control of our finances.
Author Archives: Kaylie
6 Tips for Starting Your Home-Buying Process
We knew basically nothing when we bought our house. So, here are my top six tips for the house-buying process.
I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.
Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.
If You Want to Save More, Focus on Cutting These 3 Categories
Three categories have an outsized impact on your ability to save. Here are some ways to scale them back.
This Is How Much Money It Takes to Retire (or Just Be Financially Independent)
How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.
Your Savings Rate: Your Ticket to Financial Independence
Bumping up your personal savings rate by a few percentage points can shave years off of your required working years.
How to Calculate Your Net Worth
Knowing your financial picture can give you a sense of control and direction on how to improve your net worth.
Why “Moving the Sock” Is a Simple Yet Powerful Move
Moving the sock can set you up for future success and help you avoid tragedy.
Reader Question: How Do You Start Budgeting with a Partner?
Budgeting together is different than budgeting alone. Here’s a flexible guide for what questions you’ll need to answer when you start budgeting with a partner.
Fellow White Folks and Personal Finance Nerds: We Need to Talk About the Racial Wealth Gap
Time to build wealth has been stolen from the Black community in this country over and over again and continues to be.
Butch On a Budget 