Doom-spending isn’t going to make you feel better. Here’s why you should still be saving for the future, even if you think it’s hopeless.
Category Archives: Mindset
YNAB More Money Challenge – 2 Week Check-In and Savings Update
Two weeks into YNAB’s More Money Challenge, I’ve been surprised to learn that I was tempted to make small purchases more than Cassie.
A Useful Approach to Setting and Making Progress on Your New Year’s Goals
Given that when the clock strikes midnight, we’re not likely to become a completely different person, it’s important to make your goals or intentions realistic, sustainable, and relevant to your actual priorities in order to give you the greatest chance of success in the long term.
3 Things Budgeting Taught Me About Time Management
When I started budgeting, I also started learning a new way to think about time management. Here are three lessons I learned.
Here’s How You Can Easily Save an Extra $30k for Retirement (for Real)
This isn’t a get-rich-quick scheme. It just comes down to math and figuring out what we really want.
This Is Your Real Hourly Wage and Why You Should Care About It
We work to earn money, but in the process, we end up losing money, too.
Buy the Fancy Chocolate, Not the Fancy Car
My philosophy on saving money isn’t one of “making cuts” but of “making choices” and aligning your spending with your priorities.
The Power of Insourcing – Another Way to Pay Yourself First
When you hear the terms “insourcing” and “outsourcing”, you probably think of businesses, but it’s a framework we can also apply to our individual lives and households as well.
The Thing That Matters More Than Money When It Comes to Doing What You Want
Each year, whenever my wife or I hit a busy period of work, I’m reminded of an important lesson I learned shortly after we started gaining control of our finances.
I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.
Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.
Butch On a Budget 