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Category Archives: Mindset

3 Things Budgeting Taught Me About Time Management

When I started budgeting, I also started learning a new way to think about time management. Here are three lessons I learned.

Posted byKaylieNovember 19, 2021November 11, 2021Posted inBudgeting, MindsetTags:Budgeting, money mindsetLeave a comment on 3 Things Budgeting Taught Me About Time Management

Here’s How You Can Easily Save an Extra $30k for Retirement (for Real)

This isn’t a get-rich-quick scheme. It just comes down to math and figuring out what we really want.

Posted byKaylieNovember 11, 2020November 12, 2020Posted inGeneral, Mindset, SavingsTags:Financial independence, retirement, SavingsLeave a comment on Here’s How You Can Easily Save an Extra $30k for Retirement (for Real)

This Is Your Real Hourly Wage and Why You Should Care About It

Butch on a Budget - What's Your Real Hourly Wage?

We work to earn money, but in the process, we end up losing money, too.

Posted byKaylieNovember 3, 2020November 3, 2020Posted inGeneral, MindsetTags:paycheck, salary2 Comments on This Is Your Real Hourly Wage and Why You Should Care About It

Buy the Fancy Chocolate, Not the Fancy Car

Butch on a Budget - Buy the Fancy Chocolate, Not the Fancy Car

My philosophy on saving money isn’t one of “making cuts” but of “making choices” and aligning your spending with your priorities.

Posted byKaylieSeptember 28, 2020Posted inMindset, Personal3 Comments on Buy the Fancy Chocolate, Not the Fancy Car

The Power of Insourcing – Another Way to Pay Yourself First

When you hear the terms “insourcing” and “outsourcing”, you probably think of businesses, but it’s a framework we can also apply to our individual lives and households as well.

Posted byKaylieSeptember 8, 2020Posted inGeneral, Mindset, PersonalTags:saving3 Comments on The Power of Insourcing – Another Way to Pay Yourself First

The Thing That Matters More Than Money When It Comes to Doing What You Want

Picture of a sunset during my busy season at work - butch on a budget

Each year, whenever my wife or I hit a busy period of work, I’m reminded of an important lesson I learned shortly after we started gaining control of our finances.

Posted byKaylieJuly 27, 2020July 27, 2020Posted inMindset1 Comment on The Thing That Matters More Than Money When It Comes to Doing What You Want

I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.

This is What You Need to Know About Zero-Sum Budgeting - the YNAB method - Butch on a budget

Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.

Posted byKaylieJuly 16, 2020Posted inBudgeting, MindsetTags:Budgeting3 Comments on I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.

If You Want to Save More, Focus on Cutting These 3 Categories

Three categories have an outsized impact on your ability to save. Here are some ways to scale them back.

Posted byKaylieJuly 13, 2020July 12, 2020Posted inGeneral, Mindset, SavingsTags:food, housing, saving, transportation6 Comments on If You Want to Save More, Focus on Cutting These 3 Categories

This Is How Much Money It Takes to Retire (or Just Be Financially Independent)

How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.

Posted byKaylieJuly 9, 2020July 10, 2020Posted inMindset, SavingsTags:FI, Financial independence, retirement, Savings3 Comments on This Is How Much Money It Takes to Retire (or Just Be Financially Independent)

Your Savings Rate: Your Ticket to Financial Independence

Bumping up your personal savings rate by a few percentage points can shave years off of your required working years.

Posted byKaylieJuly 2, 2020July 3, 2020Posted inGeneral, Mindset, Savings3 Comments on Your Savings Rate: Your Ticket to Financial Independence

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It’s a full moon, a Saturday, AND Halloween. But it’s also a pandemic, so stay home and stop the spread of COVID-19 — but that doesn’t mean you can’t have fun!
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