This isn’t a get-rich-quick scheme. It just comes down to math and figuring out what we really want.
We work to earn money, but in the process, we end up losing money, too.
My philosophy on saving money isn’t one of “making cuts” but of “making choices” and aligning your spending with your priorities.
When you hear the terms “insourcing” and “outsourcing”, you probably think of businesses, but it’s a framework we can also apply to our individual lives and households as well.
Each year, whenever my wife or I hit a busy period of work, I’m reminded of an important lesson I learned shortly after we started gaining control of our finances.
Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.
Three categories have an outsized impact on your ability to save. Here are some ways to scale them back.
How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.
Bumping up your personal savings rate by a few percentage points can shave years off of your required working years.
Moving the sock can set you up for future success and help you avoid tragedy.