My philosophy on saving money isn’t one of “making cuts” but of “making choices” and aligning your spending with your priorities.
Category Archives: Mindset
The Power of Insourcing – Another Way to Pay Yourself First
When you hear the terms “insourcing” and “outsourcing”, you probably think of businesses, but it’s a framework we can also apply to our individual lives and households as well.
The Thing That Matters More Than Money When It Comes to Doing What You Want
Each year, whenever my wife or I hit a busy period of work, I’m reminded of an important lesson I learned shortly after we started gaining control of our finances.
I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.
Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.
If You Want to Save More, Focus on Cutting These 3 Categories
Three categories have an outsized impact on your ability to save. Here are some ways to scale them back.
This Is How Much Money It Takes to Retire (or Just Be Financially Independent)
How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.
Your Savings Rate: Your Ticket to Financial Independence
Bumping up your personal savings rate by a few percentage points can shave years off of your required working years.
Why “Moving the Sock” Is a Simple Yet Powerful Move
Moving the sock can set you up for future success and help you avoid tragedy.
Reader Question: How Do You Start Talking Finances with a Partner?
Having money conversations that take your individual pasts into context while focusing on your joint future can be incredibly rewarding and sustaining. It just takes a little planning and practice!
72 Things You Can Do While Self-Quarantining (That Aren’t Shopping Online to Try to Stave Off Existential Dread)
Odds are, that thing your ordering online isn’t going to actually give you more control. Here’s a list of 72 things you can do instead of online shopping.
