Sinking funds are the magic sauce that makes your budget work.
Category Archives: Savings
November’s Grocery Challenge Update!
Alright, here it is! Our slightly late – but still here – update on our food spending for November.
The Surprising Benefits of Biweekly Mortgage Payments
Switching to biweekly mortgage payments can help you avoid thousands of dollars in interest and pay off your mortgage years early.
Here’s How You Can Easily Save an Extra $30k for Retirement (for Real)
This isn’t a get-rich-quick scheme. It just comes down to math and figuring out what we really want.
High-Interest Savings Accounts: What They Are and Why You Need One
High-interest savings accounts let your money work for you. And thanks to online banks, they’re more accessible than ever.
If You Want to Save More, Focus on Cutting These 3 Categories
Three categories have an outsized impact on your ability to save. Here are some ways to scale them back.
This Is How Much Money It Takes to Retire (or Just Be Financially Independent)
How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.
Your Savings Rate: Your Ticket to Financial Independence
Bumping up your personal savings rate by a few percentage points can shave years off of your required working years.
9 Simple Ways to Lower Your Grocery Bill That Don’t Involve Clipping Coupons
With grocery store shelves being emptied daily as people prepare for possible quarantining with the spread of the COVID-19 coronavirus, I thought it might be a good time to share my favorite tips for saving money on my weekly grocery shop.
February 2020 Review: Spending & Savings Report
It’s that time of the month! Time for a review of my past months earnings and spending. When I invite you all to explore the nitty gritty of my finances down to the penny.
Butch On a Budget 