Sinking funds are the magic sauce that makes your budget work.
When I started budgeting, I also started learning a new way to think about time management. Here are three lessons I learned.
By the end of September, we had already spent $1,400 more on groceries in 2021 than we had in the whole of 2019…and we still have 3 months to go in the year.
Zero-sum budgeting forces you to view money as the tool that it is and make decisions based on both your immediate needs and your priorities.
Find out what I ate this past month and how it impacted my budget. Get some ideas for your own meal plan!
Creating a monthly meal map helps us plan for our busy weeks and get a handle on our grocery budget. Here’s how we did in January.
It didn’t take long to realize every month was a “weird month” and I that as a result I wasn’t getting very far towards my savings goals. Enter sinking funds. *jazz hands*
These questions help keep my spending well within my “budget” and they make me way less stressed.