Two weeks into YNAB’s More Money Challenge, I’ve been surprised to learn that I was tempted to make small purchases more than Cassie.
I’ve been an avid YNAB user for a few years now, but have never actually done their 30 Day More Money Challenge. After what seemed like constant spending over the holiday months I thought that now would be the perfect time to print out the workbook and try it out.
Given that when the clock strikes midnight, we’re not likely to become a completely different person, it’s important to make your goals or intentions realistic, sustainable, and relevant to your actual priorities in order to give you the greatest chance of success in the long term.
When I started budgeting, I also started learning a new way to think about time management. Here are three lessons I learned.
Working toward your financial goals can feel too overwhelming (or downright scary to even begin) so instead, you keep ignoring it.
You can become proficient in something by spending five minutes each day on it, and just like interest, that knowledge will compound.
These questions help keep my spending well within my “budget” and they make me way less stressed.
Cassie and my relationship with money hasn’t always been the smoothest. In fact, at the beginning, it was a bit of a roller-coaster.