Savings – Butch On a Budget

Here’s How I Save for Long-Term, Unexpected Expenses

Sinking funds are the magic sauce that makes your budget work.

My 2021 Budget Recap • What I Earned, Spent, and Saved in 2021

Image shows two strawberries in a white person's hand — Butch on a Budget - My 2021 Budget Year in Review

2021 was a weird year. I didn’t hit all of my goals, but all-in-all, there were some exciting moments. Here’s how it all broke down.

My 2020 Budget Recap

With 2020 being such a strange year it was interesting to see how this year’s budget didn’t just reflect me and my year personally, but also the collective experience that was 2020.

Here’s How You Can Easily Save an Extra $30k for Retirement (for Real)

This isn’t a get-rich-quick scheme. It just comes down to math and figuring out what we really want.

High-Interest Savings Accounts: What They Are and Why You Need One

High-interest savings accounts let your money work for you. And thanks to online banks, they’re more accessible than ever.

Financial Resilience Isn’t Just About the Money You Have in the Bank

Just like preparing for a literal storm, you can prepare for a financial storm with a few resilience-building tips.

This Is How Much Money It Takes to Retire (or Just Be Financially Independent)

How much money you need to be financially independent isn’t based on your income — it’s based on what you spend. Here’s why.

My First Full Year Working Towards FI: A Recap!

Turns out, spending your money more intentionally (rather than mindlessly) leads to having more intentionally awesome experiences and a lot less stress. Who knew?