Mindset

This Is Your Real Hourly Wage and Why You Should Care About It

We work to earn money, but in the process, we end up losing money, too.
Buy the Fancy Chocolate, Not the Fancy Car

My philosophy on saving money isn’t one of “making cuts” but of “making choices” and aligning…
The Power of Insourcing – Another Way to Pay Yourself First

When you hear the terms “insourcing” and “outsourcing”, you probably think of businesses, but it’s a…
The Thing That Matters More Than Money When It Comes to Doing What You Want

Each year, whenever my wife or I hit a busy period of work, I’m reminded of…
I Was Bad at Budgeting Until I Tried the Zero-Sum Budgeting Method. Here’s How It Works.

Zero-sum budgeting forces you to view money as the tool that it is and make decisions…
If You Want to Save More, Focus on Cutting These 3 Categories

Three categories have an outsized impact on your ability to save. Here are some ways to…
This Is How Much Money It Takes to Retire (or Just Be Financially Independent)

How much money you need to be financially independent isn’t based on your income — it’s based…
Your Savings Rate: Your Ticket to Financial Independence

Bumping up your personal savings rate by a few percentage points can shave years off of…
Why “Moving the Sock” Is a Simple Yet Powerful Move

Moving the sock can set you up for future success and help you avoid tragedy.
Reader Question: How Do You Start Talking Finances with a Partner?

Having money conversations that take your individual pasts into context while focusing on your joint future…